Joanne began managing her own finances at just 14 years old and has since spent over 16 years helping individuals and families in Singapore build strong, purpose-driven financial lives. As one of the top financial planners at IPP Financial Advisers, she has guided countless families to achieve their first million and beyond—always with stewardship, legacy, and generosity at the core.

Joanne is passionate about turning complex financial topics into practical, life-giving conversations. She has spoken on national television (Channel 5’s Common Cents) and regularly conducts talks for professionals, parents, and business leaders on how to plan wisely and retire well. Her client relationships often span decades, rooted in trust and faithfulness.

But beyond success in finance, Joanne’s heart beats for the vulnerable. She volunteers with the Straits Times School Pocket Money Fund, helps individuals in Singapore and Vietnam get out of debt, and funds community work through her ACTS Fund in Hue, Vietnam.

At N5 Conference 2025, Joanne will share practical insights on how everyday families can steward their resources wisely, live free from debt, and build a legacy that blesses others.